The application process is simple and takes around 10 minutes – an answer is provided at the time of application (Further information may be required based on credit reference agency checks).

You can spread the cost of your purchases with a typical APR of 0%.

A deposit is required for each purchase and must be paid for using a credit or debit card.

Once the application has been approved and the deposit paid, you can take your new purchase home.

Terms & Conditions

Photographic ID must be provided at the time of application.

In making a credit application you understand that:

• The information you supply will be retained on an electronic database and used in the course of considering
  your credit application and the management of any subsequent accounts, the retailer may also make checks
  to confirm your income or employment and may share personal data with selected third parties as part of
  the application process.

• Before you sign the loan agreement, you will be provided with documentation that will outline the amount
  you are borrowing, the interest rate that you will be charged and your monthly repayments. It is also
  important that you consider the above in line with your personal circumstances.

• Before completion of the credit application a search will be conducted by a credit reference agency of your
  credit file, this includes the use of both public data and shared data.

Minimum Requirements

• You are Over 18

• Employed at least 16 hours per week

• Have a good credit history with no late payments, debt relief orders or CCJ’s

• You are a permanent UK resident and able to provide a UK address history for the last 3 years

• The goods must be collected in person or a face to face home delivery agreed with the retailer
  (Extra charges may apply)